Business News

Raising Capital from Customers

Selling shares in your to customers via a private placement can be a great way to raise capital. And there are other benefits
If you run an independent company and are looking for ways to raise capital, consider selling shares to your customers via a private placement. A private placement is a streamlined way [...]


FHA-Backed Loans: The New Subprime

The same people whose reckless practices triggered the global financial crisis are onto a similar scheme that could cost taxpayers tons more
As if they haven’t done enough damage. Thousands of subprime mortgage lenders and brokers—many of them the very sorts of firms that helped create the current financial crisis—are going strong. Their new strategy: [...]


Auto Bailout: Seeking Signs of Sacrifice

From left: UAW President Ron Gettelfinger, Chairman and CEO of General Motors Richard Wagoner, Chairman and CEO of Chrysler LLC Robert Nardelli and President and CEO of the Ford Motor Company Alan Mulally. Photo by Chip Somodevilla/Getty Images
House members push for workers to give up some pay and benefits, and ask why executives still don’t [...]


Where to Find Microloans

Whether you are a startup company or a small business that is growing, the SBA Microloan Program may be just right for you. The SBA funds nonprofit, community-based lenders to make loans up to a maximum of $35,000.


GM: The Case Against a Bailout

Jack and Suzy Welch say that bankruptcy reorganization, with the U.S. as financier, would open the doors to meaningful structural change
Should the government bail out the U.S. auto industry to keep the players from going into bankruptcy?—Bill VanderMolen, Pittsfield Township, Mich.
How about this instead: The boards of Chrysler and General Motors (GM) put their [...]


Avoid the Greatest Loan Risk

The greatest risk in working with any lender is that you will get the poorest and the most expensive loan available. Since it is hard to find out this information from the lender, you need to comparison shop your loan. Go to every lender in the phone book, if you can. Prepare a one-page summary [...]


Preparing Employees for Benefits Enrollment

The Principal Financial Group’s Renee Schaaf talks about best practices for open enrollment
Smaller businesses are significantly less likely than larger ones to offer health insurance, surveys show, but there are small firms that offer comprehensive benefits and do so with excellence.
Renee Schaaf, vice-president of retirement and investor services for The Principal Financial Group (PFG), [...]


India Inc. Battered by Credit Crisis

Strapped by recent M&As, companies like Tata Motors, Hindalco, and Suzlon Energy are scrambling to come up with cash to pay for big-ticket acquisitions
These days when KPMG’s Mumbai corporate finance head Rohit Kapur meets Indian chief executives, he finds a marked difference in the corner suite talk. Until recently, Indian bosses were still firming [...]


Increase Revenues While Decreasing Costs

In an uncertain economy, your customers may be watching their pennies. If you are working to increase your profits, you may feel like you are swimming against the tide. However, with some clever repackaging of your products and services, you can come out on top. Here are a few examples to help get you thinking [...]


Obama To Post Fireside Chats On YouTube

Barack Obama is already being called the YouTube President because of the 1,800 YouTube videos that help propel him to win the election and have been watched more than 110 million times. So it seems fitting that Obama will continue to use YouTube to get his message out once he takes office. The weekly radio [...]